💼 Fractional CFO Services

Executive-Level Financial Leadership—Without the Full-Time Overhead

Today’s business owners need more than bookkeepers and tax preparers—they need strategic leadership. At The C & R Group, LLC, our Fractional CFO Services provide high-level financial oversight, cash flow strategy, and decision-making support for businesses that are ready to grow and scale—but without the expense of hiring a full-time Chief Financial Officer.

Led by Dr. Jose Gustavo Cardenas, a retired U.S. Army Finance Officer and tax strategist, our veteran-led approach brings precision, accountability, and mission-driven planning into every financial decision you make.

🧭 What We Deliver

• Strategic Financial Oversight
  We act as your financial partner—guiding budgeting, forecasting, debt management, capital investments, and tax planning. You get clarity, not chaos.
• Tax-Integrated Decision Support
  Every financial move has tax consequences. We help you evaluate business decisions—real estate acquisitions, equipment purchases, employee benefits—through a tax lens to maximize deductions and minimize liability.
• Cash Flow Planning & Optimization
  Cash flow is the heartbeat of any business. We help you forecast inflows and outflows, identify cash leaks, and create funding strategies that support growth.
• Financial Reporting & KPI Analysis
  We transform your numbers into decision-ready reports. Gain access to custom dashboards and monthly or quarterly reviews that track profitability, margins, cost control, and performance targets.
• Business Structuring & Expansion Strategy
  As your business grows, so do your tax and legal risks. We ensure your entity structure, payroll system, retirement offerings, and insurance strategies evolve with you.
• Collaborative Support for Stakeholders
  We coordinate with your CPA, attorney, insurance providers, and investment team to ensure every decision aligns with your overall mission and reduces financial blind spots.

🔍 Ideal for:

• Businesses earning $250K–$5M in revenue
• Entrepreneurs preparing to scale operations
• Medical & veterinary practices
• Real estate investment companies
• Professional service firms (legal, consulting, financial)

📞 Ready to Command Your Business Finances with Confidence?
Let’s build a strategy for growth, protection, and sustainable profitability—without unnecessary complexity or overhead.

👉 Schedule Your Fractional CFO Consultation Today