At The C & R Group, LLC, we believe the best retirement plans are built on strategyānot guesswork. Our Tax-Free Retirement Planning solutions are designed to help high-income earners, professionals, and business owners create long-term wealth that grows safely and distributes tax-free in retirement.
Led by Dr. Jose G. Cardenas, a retired U.S. Army Finance Officer and retirement strategist, we help clients integrate Indexed Universal Life (IUL) insurance and other tax-advantaged tools into their long-term income planāso they never have to worry about taxes derailing their retirement.
Most retirees assume theyāll be in a lower tax bracketābut in reality, taxes often increase in retirement due to RMDs, Social Security taxes, and fewer deductions.
With our help, you can:
š Included Resources
All Tax-Free Retirement clients receive:
š Youāll walk away with a personalized planānot a product pitchāand a clear understanding of how to execute it with confidence.
š Letās build a retirement plan that keeps more money in your pocketāand less in the IRSās.
Learn how an IUL-based strategy can complement your retirement portfolio and protect your legacy.
š Schedule Your Tax-Free Retirement Strategy Session Today
Thank you for your interest in The C & R Group! We are excited to learn more about your financial goals and how we can help you achieve them. Please fill out the form below and we will be in touch with you shortly to schedule a consultation.